Property Damage Lawyers in San Francisco

We represent clients who own residential or all types of commercial properties that have suffered the catastrophic effects of flood, fire, hurricane, windstorm, or other disastrous events. We are passionate about not allowing insurance companies to take advantage of property owners by denying, delaying, or unfairly handling their legitimate property damage claims. We provide free consultations to potential clients who need help maximizing their recovery in the aftermath of property damage.

If Your Property Insurance Claim was Underpaid or Denied or if you would like Assistance with your Property Damage Claim, Call us at (415) 625 7386 or Email Us for Your Free, Confidential Consultation.

No Fees If You Don’t Win

In addition to offering free, confidential consultations, we handle all insurance litigation cases on a contingency-fee basis and apply our fee percentage only against money we help you obtain. We will not charge against any settlement you have already received on your claim.  In other words, our legal fee percentage is applied to any successful recovery made above and beyond any recovery that you have previously obtained.

Types of Property Damage Cases:

Scott Rulofson James Law Firm  can assist clients with all types of residential and commercial property damage, including the following:

Residential/Homeowners’ Property

  • Flood, Fire, and Smoke Damage
  • Damage from Falling Trees and debris
  • Wind, Storm, and hail damage
  • Water leaks
  • Theft Claims

Commercial Property

  • Damage to Commercial Properties, including:
  • Damaged roofs and walls, interiors, flooring, and furnishings
  • Flooding damage
  • Windstorm, Hail, and Hurricane damage
  • Fires
  • Any other Property damage caused by Hurricanes or other natural disasters
  • Business Interruption
  • Inventory Losses
  • Equipment repair, re-installation, and calibration
  • Loss of rents

Do I Even Need a Property Damage Attorney?

In some lucky cases, you may not need an attorney to handle your claim. However, it is very common for property insurance companies to look out for their own best interests, and not for the interests of their insured property owners. They do this for a simple reason, more profit. In these circunstances, it is prudent for property owners to consult with an attorney and evaluate all of their options and not just those that are offered to them by the insurance company representatives.

Additionally, there are many complicated factors, technical requirements, and legal documents that make the processing of a property insurance claim difficult. Solely for this reason, many prudent property and business owners choose to engage experienced attorneys to help them navigate through this complicated process.

Furthermore, the lawyers at Scott Rulofson James Law Firm have a very competent and experienced network of experts that help appraise property damages such as contractors, public adjusters, and engineers. With the help of these experts, we can more easily rebut and quash many of the insurance company’s assertions regarding your property insurance claims. In this way, you are more likely to receive a fair amount of damages for your damaged property.

How Does an Insurance Company Look Out For their Own Interest?

Generally, an insurance carrier owes a financial fiduciary duty to their insureds and they are required to act in good faith in terms of response and management of the claims that are filed. The California State laws have requirements that the insurance companies must comply with when handling a property owner’s claim. However, many times, these requirements and laws are violated by insurance carriers including the following common disputes:

Residential/Homeowners’ Property

  • Improperly denying property damage claims (i.e. whether the cause of the damage is covered or not)
  • Improperly underpaying property damage claims
  • Improperly delaying claims

Our property insurance claim attorneys have the experience, relentless work ethic, and resources to ensure that you are fully compensated for all of your property damages as quickly as possible, and in certain cases, that you receive damages for the bad faith or improper handling of your claims.